Thank you for contacting me today regarding the previously referenced position. I appreciate the opportunity to share my background and experience with you. I understand that you have found a candidate whose qualifications more closely match the requirements of the position and that you will not be including me further in the recruiting process.
I find it somewhat surprising that I wasn't chosen for the position given the fact that I did this position for your Bank ten years ago. However, I understand that things change, and I guess they have with me as well, as I wouldn't work for your shitty, federally bailed-out asses again if you paid me in raw cookie dough.
While I do have fond memories of working seven days a week for months on end and getting paid peanuts, accepting a position at this time wouldn't allow me to maintain my current schedule of near-constant introspection, late night TV, and Twitter trolling.
Thank you for your kind consideration. Please suck it.